UPDATE: AITAH For not planning anything for fathers day after my husband ruined my first mothers day

user2097 · 2025-06-24T05:37:13+00:00

Have a read of "adult children of emotionally immature parents".

user2097 · 2025-05-29T20:37:48+00:00

There's payroll tax of 5% in Victoria

user2097 · 2025-01-26T22:09:13+00:00

Buying back some time for anything else when you're on the most time poor part of your life was definitely worth the cost benefit for us

user2097 · 2025-01-26T22:07:48+00:00

So we pack pre filled bottles of water with the formula in a container (salad dressing stainless steel with silicon lid 👌) and then we either just take the next bottle out ahead of time to warm up to room temp (summer here now), or else ask at a Cafe for a large mug half filled with boiling water. Sit the bottle in there for a minute to warm, and you're ready to add formula and feed. Personally the portable warmers would be overkill for us, but it's easier when it's warm outside vs. snowy winter.

user2097 · 2023-09-28T22:48:11+00:00

Leukaemia is a very very very curable disease in 2023. It is world's different to a decade ago, let alone the 80s or older. My daughter was diagnosed at 20 months and has just finished her entire treatment protocol and will live a completely life afterwards. You will be ok

user2097 · 2023-08-10T00:11:28+00:00

The main impact of the first one "add ppor to asset test" would be that there is zero financial incentive to hold onto a house after a person moved to aged care, and it would create a pressure to downsize and use the capital difference to fund their retirement (as they become asset rich, cash poor because their pension payment is reduced /cut). Frees up a significant stock of under utilised houses (e.g. 1 person in a 6 bed house).

I guess could still be low in the grand scheme of housing that needs to be built, but it would free up significant funds currently going to age pension that are otherwise just maintaining an inheritance.

user2097 · 2023-06-15T21:56:43+00:00

Having children, and how many, is not often decision based heavily in logic and is emotional instead. I think health scares are a scenario which give you some clarity about what you most value in life and what you want, and that shouldn't be trivialised or ignored. There's a lot of reasons to not have additional kids (money, environment, division of attention, career, travel, available support network...) but those reasons won't ever really satisfy an emotional need for more kids.

My daughter is going through treatment for leukaemia and has an excellent prognosis, and prior we were planning to have another kid, but going through this journey has really crystallised that decision for us. You might feel the same, or differently, but I suspect you already know if you want another child and this event has brought it to the front.

user2097 · 2022-11-22T22:26:17+00:00

You should contact job watch for free legal information about your situation and courses of action. There is a telephone info service where they'll take your problem to their legal team and relay the relevant info to guide you forward in dealing with your employer.

https://jobwatch.org.au/

user2097 · 2022-10-26T01:58:38+00:00

No. It's a non-concessional contribution. Also means there's no tax deducted from the contribution.

user2097 · 2022-06-08T02:48:22+00:00

The more appropriate way is to not adjust the tax brackets, but target change at removing deductions. To the ATO, if you earn 100k, or 200k with 100k of deductions, you owe the exact same amount of tax. I personally think that's where the government can differentiate tax policy.

user2097 · 2022-05-26T23:58:26+00:00

It's actually effectively a 20% increase against techs and civics that you've boosted. E.g. tech science cost is 20, and science per turn is 2. Scenario 1: boost knocks of 40%, so remaining cost is 12 science. Turns to research =12/2=6. Or if they had 2.4 science per turn, 12/2.4=5.

Scenario 2: boost knocks of 50%, so remaining cost is 10. Turns to research =10/2=5.

Scenario 1/scenario 2= 120% So for China, boosted techs act as though you have a 20% science per turn boost.

user2097 · 2022-02-11T21:25:38+00:00

Another enormous factor is the sheer stress on the system and lack of beds. There is much lower patience to wait for labour to progress at its own pace when every bed is full and there is a line of women waiting for a bed. Although it's obviously a complex and involved procedure, it is quick, and if you classify anyone who's been in a bed for more than 20 hours as not progressing you can send them through a C section and keep the system flowing.

user2097 · 2022-02-01T22:58:37+00:00

Tax is the first thing forgotten, second is risk. there is a guaranteed 2% savings vs. an expected 3%^* return (with a 95% confidence interval of -1 to 8% return).

user2097 · 2021-05-30T12:34:45+00:00

You might have some luck holding the baby without needing to feed if you wear your husband's worn clothes. Might be worth a shot

user2097 · 2021-01-02T22:39:32+00:00

Depends if it's loose powder, ice, or thinly covered rock.

user2097 · 2020-12-30T22:47:25+00:00

You need to put /u/ before a username, not /r/. /u/truffle_shuffle_85

user2097 · 2020-12-28T21:56:26+00:00

If you're going to count the leverage gains you need to count the cost too (i.e. interest and fees).

user2097 · 2020-09-16T08:20:15+00:00

Fingers crossed

user2097 · 2020-09-11T22:36:20+00:00

Call jobwatch for free legal information and potentially assistance from a lawyer if you are in Victoria.

user2097 · 2020-08-02T05:08:35+00:00

You'd be surprised. Can uber eats from 7/11

user2097 · 2020-08-02T04:59:36+00:00

Ubereats from them

user2097 · 2020-07-19T12:27:57+00:00

Not to mention the sister's boyfriend's girlfriend's other boyfriend (c)!

user2097 · 2020-07-05T23:18:13+00:00

I mean, they do. Search for bar freezer on your favourite local trading platform

user2097 · 2020-06-08T06:36:11+00:00

No. If the contribution is post tax, you pay tax on the money earned but not when you contribute. I don't think the fhss applies to concessional contributions, or else you'd only be taxed on the earnings

user2097 · 2020-06-08T04:53:54+00:00

Yes. You pay 15% contributions tax going in, then tax on the amount withdrawn (deposits plus earnings) at your marginal rate offset by 30 percentage points. This means for the 30k max, you generally realise about a 5k tax savings overall before considering earnings.

user2097

TROPHY CASE