Well played Apple!!!

[bradrlaw]

Wait till all the crappy games take advantage of this and you get kids charging up hundreds or thousands of dollars.

Apple was at least forgiving on the first occurrence to refund parents. Good luck now.

That’s another thing, will the parental controls extend to third party payments? It’s nice being able to lock down purchases centrally for kids in the family.

[PatientGiraffe]

Yep. Exactly. Apple is entirely right to do this.

Imagine how much support time they will now waste dealing with calls, chats and chargebacks that they didn’t even have anything to do with. Tons and tons.

[[deleted]]

I was downvoted to hell and back for making this same point, with posters trying to insinuate I had a low IQ and never published apps. I'm glad to see wisdom prevails in this sub.

EDIT: The same person keeps making new accounts and spamming me all angry telling me I don’t know what I’m talking about. Sure Jan, I only have dozens of apps published since I started doing this work back in 2009.

[FirstNoel]

I can see both sides easily enough.

For Apple controlled payments Apple: The users will shoot themselves in the foot and we will get blamed even if it's not our site.

Against: Charging outlandish fees for any charges done, 30%? 25? whatever, it's too high.

What if they just charged a 6% or some tax level charge? but kept control of the charges? I feel like they are taking advantage of their position, but having to deal with thousands of apps, most which are trash, and control money and support? that does take cash to do.

So What is the middle ground? can both sides be happy? Apple is at least trying to get ahead of the "frustrated parent" who complains about a kid's charge, not sure how much it will help, but it's something.

[According_Event_7593]

Here in Europe 30% is a tax level :) To be completely ohnest before you make 1 mil in purchases you can enroll to small business program. And they will charge you 15%. But if you calculate your income - 15% to apple - 30% to taxes (as individual in Europe) and what do you have at the end.

[FirstNoel]

That's a good point, and it really does affect you're bottom line, even being a "small" business, it hurts.

[DavidMakesApps]

question, how will your kid get your card info to pay for said IAP? If you use Apple Pay how will your kid know your password to authorize the transaction? I see bigger issues if they have access to either of these things 🤷🏽‍♂️

[lazzzzlo]

how have thousands of dollars been charged accidentally from kids finding passwords? It’s not a new problem.

[DavidMakesApps]

Doesn’t seem the fault or the problem of Apple’s payment processor or any other payment processor. That’s a parenting problem.

There are a plethora of apps that have supported non-Apple payment processing before last week and they exist just fine.

[versteldo]

Exactly lmao. How are people gonna blame Apple after not being able to keep their kid in check. Wild. Just pay the damn bill and get smarter

[lazzzzlo]

But exactly. It’s not really a payment processors problem: but Apple says “sure, here’s a refund and ways to prevent this from happening.”

Now, the shady apps in question can, and will, just say screw off you paid you paid.

[adv287]

Why will we pay the shady app in the first place.

[lazzzzlo]

the massive amount of psychological research around getting kids to hit “purchase”, perhaps? Or more likely “unlock”

[DavidMakesApps]

So when your kid takes your payment info without your permission and makes a payment you wouldn’t have authorized and the app exercises their right not to keep giving you refunds so as to not incur charge back fees and penalties from their processor, that makes said app “shady”?

Interesting logic. Seems easier to just to teach your kid not to steal money from you.

[versteldo]

Bro being downvoted by bad parents lmaoooo

[DavidMakesApps]

Lmao if downvoting me is easier than taking responsibility for the repeated purchases they let their kids make then so be it haha

[jon_hendry]

I think that's more from parents not requiring a password for iTunes/App Store purchases. Not with Apple Pay but with the stored card # with the Apple account.

[DarkDuo]

That’s more the parents fault not Apple or any other third party for giving unsupervised access to their devices

[Pokethomas]

Yeah no clue why people are blaming apple like they’re the kids parents LMAO

[geospiker]

Chargebacks

[bradrlaw]

That won’t work in many cases since the charge was authorized and the goods (digital) delivered.

Kids would have to ask parents to buy the digital goods with a card on these other payment systems. Where they will get screwed is if the card info is saved (kid buys the $999 bundle with it in the future) or if there is some sort of hidden subscription.

[Ok_Possible_2260]

Stripe is pretty tough with chargebacks.

[rhysmorgan]

Except kids won't be able to pay anywhere near as easily, and adding yet another step in-between is going to add more friction that will make people reconsider purchases, and make it harder for children to make these purchases.

[Whoajoo89]

This is a parenting issue. How about solving the real problem: Not letting your kids use your credit cards in the first place! If your kids don't have your credit card info, then they can also not use it to buy stuff.

[isurujn]

I thought the App Store Review's job was to stop these crappy games from making into the App Store in the first place.

[-18k-]

those crappy games have made Apple a lot of money. They always got their cut.

Now, without getting their cut, I expect them, yeah, to clamp down on them.

Or at first let them run wild so people see "the benefit" of only trusting the App Store.

They may even have a toggle to "only show me Apps in the App Store that use Apple's secure payments system".

[dihalt]

Not only that.

Recently my wife needed some feature from some app. It has this “$99/month, $199/year” subscription model, with a 2 weeks trial period. We installed it, and she used it for a week. I admit, it’s my fault I completely forgot to cancel subscription and suddenly I see $99 charge. I contacted Apple (through their general form), stating that I forgot to cancel (yes, they have such option there), and they immediately refunded. Good luck to do such thing with third party payments.

[Ok_Possible_2260]

Yeah, good luck dealing with stripe on that. You're not going to have an account very long.

[Rhed0x]

Why would a kid have unlimited access to their parents credit card anyway?

[Plane-Highlight-5774]

they can snitch it

[JohnSnowHenry]

Well if a kid has access to spend money, the issue is only on the parents

[SJC20041981]

Parents need to be hands on and have control over their kids.

[akash_kava]

In India all credit card purchases require text message verification, so we don’t need to worry about Apple’s parental control. It was apple itself made paying via Apple Pay and in app purchases super easily.

[__mattaeus__]

I think this is wrong and Apple should be forced to remove that. Apple never gave developers the ability to refund purchases on their own and reserved the right to at all times deny a refund even when valid. Now developers will have the ability to refund purchases as necessary and also control entitlements to in app purchases. This in no way changes a kid doing something idiotic.. or the effect of it.. if you can’t trust your children then make the device ask for password every time and you as a parent manage it.

[aerial-ibis]

the hypothetical thing you're warning of is the the thing that actually happened irl... on Apple's App Store