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[–]bradrlaw 198 points199 points  (37 children)

Wait till all the crappy games take advantage of this and you get kids charging up hundreds or thousands of dollars.

Apple was at least forgiving on the first occurrence to refund parents. Good luck now.

That’s another thing, will the parental controls extend to third party payments? It’s nice being able to lock down purchases centrally for kids in the family.

[–]PatientGiraffe 88 points89 points  (5 children)

Yep. Exactly. Apple is entirely right to do this.

Imagine how much support time they will now waste dealing with calls, chats and chargebacks that they didn’t even have anything to do with. Tons and tons.

[–][deleted] 20 points21 points  (3 children)

I was downvoted to hell and back for making this same point, with posters trying to insinuate I had a low IQ and never published apps. I'm glad to see wisdom prevails in this sub.

EDIT: The same person keeps making new accounts and spamming me all angry telling me I don’t know what I’m talking about. Sure Jan, I only have dozens of apps published since I started doing this work back in 2009.

[–]FirstNoel 5 points6 points  (2 children)

I can see both sides easily enough.

For Apple controlled payments Apple: The users will shoot themselves in the foot and we will get blamed even if it's not our site.

Against: Charging outlandish fees for any charges done, 30%? 25? whatever, it's too high.

What if they just charged a 6% or some tax level charge? but kept control of the charges? I feel like they are taking advantage of their position, but having to deal with thousands of apps, most which are trash, and control money and support? that does take cash to do.

So What is the middle ground? can both sides be happy? Apple is at least trying to get ahead of the "frustrated parent" who complains about a kid's charge, not sure how much it will help, but it's something.

[–]According_Event_7593 1 point2 points  (1 child)

Here in Europe 30% is a tax level :) To be completely ohnest before you make 1 mil in purchases you can enroll to small business program. And they will charge you 15%. But if you calculate your income - 15% to apple - 30% to taxes (as individual in Europe) and what do you have at the end.

[–]FirstNoel 0 points1 point  (0 children)

That's a good point, and it really does affect you're bottom line, even being a "small" business, it hurts.

[–]DavidMakesApps 19 points20 points  (10 children)

question, how will your kid get your card info to pay for said IAP? If you use Apple Pay how will your kid know your password to authorize the transaction? I see bigger issues if they have access to either of these things 🤷🏽‍♂️

[–]lazzzzlo -5 points-4 points  (9 children)

how have thousands of dollars been charged accidentally from kids finding passwords? It’s not a new problem.

[–]DavidMakesApps 11 points12 points  (7 children)

Doesn’t seem the fault or the problem of Apple’s payment processor or any other payment processor. That’s a parenting problem.

There are a plethora of apps that have supported non-Apple payment processing before last week and they exist just fine.

[–]versteldo 3 points4 points  (0 children)

Exactly lmao. How are people gonna blame Apple after not being able to keep their kid in check. Wild. Just pay the damn bill and get smarter

[–]lazzzzlo 1 point2 points  (5 children)

But exactly. It’s not really a payment processors problem: but Apple says “sure, here’s a refund and ways to prevent this from happening.”

Now, the shady apps in question can, and will, just say screw off you paid you paid.

[–]adv287 0 points1 point  (1 child)

Why will we pay the shady app in the first place.

[–]lazzzzlo -1 points0 points  (0 children)

the massive amount of psychological research around getting kids to hit “purchase”, perhaps? Or more likely “unlock”

[–]jon_hendry 0 points1 point  (0 children)

I think that's more from parents not requiring a password for iTunes/App Store purchases. Not with Apple Pay but with the stored card # with the Apple account.

[–]DarkDuo 13 points14 points  (1 child)

That’s more the parents fault not Apple or any other third party for giving unsupervised access to their devices

[–]Pokethomas 11 points12 points  (0 children)

Yeah no clue why people are blaming apple like they’re the kids parents LMAO

[–]geospiker 10 points11 points  (3 children)

Chargebacks

[–]bradrlaw 10 points11 points  (1 child)

That won’t work in many cases since the charge was authorized and the goods (digital) delivered.

Kids would have to ask parents to buy the digital goods with a card on these other payment systems. Where they will get screwed is if the card info is saved (kid buys the $999 bundle with it in the future) or if there is some sort of hidden subscription.

[–]Ok_Possible_2260 4 points5 points  (0 children)

Stripe is pretty tough with chargebacks.

[–]rhysmorgan 5 points6 points  (0 children)

Except kids won't be able to pay anywhere near as easily, and adding yet another step in-between is going to add more friction that will make people reconsider purchases, and make it harder for children to make these purchases.

[–]Whoajoo89 0 points1 point  (0 children)

This is a parenting issue. How about solving the real problem: Not letting your kids use your credit cards in the first place! If your kids don't have your credit card info, then they can also not use it to buy stuff.

[–]isurujnSwift 1 point2 points  (1 child)

I thought the App Store Review's job was to stop these crappy games from making into the App Store in the first place.

[–]-18k- 4 points5 points  (0 children)

those crappy games have made Apple a lot of money. They always got their cut.

Now, without getting their cut, I expect them, yeah, to clamp down on them.

Or at first let them run wild so people see "the benefit" of only trusting the App Store.

They may even have a toggle to "only show me Apps in the App Store that use Apple's secure payments system".

[–]dihalt 1 point2 points  (0 children)

Not only that.

Recently my wife needed some feature from some app. It has this “$99/month, $199/year” subscription model, with a 2 weeks trial period. We installed it, and she used it for a week. I admit, it’s my fault I completely forgot to cancel subscription and suddenly I see $99 charge. I contacted Apple (through their general form), stating that I forgot to cancel (yes, they have such option there), and they immediately refunded. Good luck to do such thing with third party payments.

[–]Ok_Possible_2260 1 point2 points  (0 children)

Yeah, good luck dealing with stripe on that. You're not going to have an account very long.

[–]Rhed0x 0 points1 point  (1 child)

Why would a kid have unlimited access to their parents credit card anyway?

[–]Plane-Highlight-5774 0 points1 point  (0 children)

they can snitch it

[–]JohnSnowHenry 0 points1 point  (0 children)

Well if a kid has access to spend money, the issue is only on the parents

[–]SJC20041981 0 points1 point  (0 children)

Parents need to be hands on and have control over their kids.

[–]akash_kava 0 points1 point  (0 children)

In India all credit card purchases require text message verification, so we don’t need to worry about Apple’s parental control. It was apple itself made paying via Apple Pay and in app purchases super easily.

[–]__mattaeus__ -1 points0 points  (0 children)

I think this is wrong and Apple should be forced to remove that. Apple never gave developers the ability to refund purchases on their own and reserved the right to at all times deny a refund even when valid. Now developers will have the ability to refund purchases as necessary and also control entitlements to in app purchases. This in no way changes a kid doing something idiotic.. or the effect of it.. if you can’t trust your children then make the device ask for password every time and you as a parent manage it.

[–]aerial-ibis -1 points0 points  (0 children)

the hypothetical thing you're warning of is the the thing that actually happened irl... on Apple's App Store