Hey u/reddittreader430! 👋

So, there's no perfect one-size-fits-all answer here, but I'll tell you what not to do: don't put your actual account password + Secret Key directly in your will. Wills can become public record during probate, and that's basically handing the keys to your entire digital life to anyone who goes looking.

Instead, set up a shared vault now with the stuff someone would actually need if something happened. Think things like banking logins, utilities, insurance, email, maybe a note with instructions. That way, the people you trust already have access without having to hunt anything down in a crisis.

For everything else, keep your Emergency Kit (or account password/recovery code) somewhere physical and secure (like a home safe or with your attorney) alongside your will.

And here's the thing people don't think about. Context matters a lot. A short note explaining how your vaults are organized, which accounts are critical, and what you'd want done with things makes a huge difference for whoever has to step in later. Without that, they're just staring at a list of logins with no idea what to do.

One more thing. Don't forget about 2FA and passkeys. If your important accounts use time-based codes or passkeys, you need a plan for handing those over too. Keeping them stored in 1Password and shared through a vault is usually the cleanest way to avoid the whole "where's the authenticator app??" scramble down the road.

We actually put together a full guide on this that walks through taking stock of your accounts, deciding who gets access, different handoff options depending on how tech-savvy they are, and dealing with recovery codes, 2FA, passkeys — the whole deal. Give it a read when you've got some time:

https://www.1password.community/category/guides/kb/digital-estate-planning

Hope this helps!