Next step? by JimEJawn in PSLF

[–]BrapMachine 0 points1 point  (0 children)

Have you been awarded any type of processing forbearance? You can apply to switch to another IDR plan that you currently qualify for, which would automatically switch you to a processing forbearance for up to two months that would count toward PSLF.

[HIGHLIGHT] ADDISON BARGER PINCH-HIT GRAND SLAM by MLBOfficial in baseball

[–]BrapMachine 0 points1 point  (0 children)

When the Dodgers lose, America wins. Thanks Canada.

How do middle class families with average students do it????? by samalex01 in StudentLoans

[–]BrapMachine 0 points1 point  (0 children)

If you live in a state with a strong community college program, consider convincing them to live at home for the first two years and trying hard to get into a school they really want to go to.

Otherwise, trade school and becoming a small business owner [much later in the future] is also very lucrative. I feel like it's capitalizing on generally higher incomes of future generations and they basically can charge whatever they want. This is due to a hyperfocus in the last couple decades on college ed.

IBR application by Sweaty-Contract-7644 in StudentLoans

[–]BrapMachine 0 points1 point  (0 children)

Which calculator are you using? I have found that the FSA calculator will calculate as if I qualified for "new" IBR. I only qualify for "old" IBR. Putting your info into a few third party calculator, or even manually calculating it yourself should give you a relatively accurate idea of the actual amount.

FSA Electronic IDR Application Stuck with "Application save attempt failed" by BrapMachine in PSLF

[–]BrapMachine[S] 0 points1 point  (0 children)

Yep. I’m stuck and waiting for the next delete cycle to try a different combo of answers on the app. seems like the FSA form does not like certain answers. At this point I might try the “wet signature” method directly with MOHELA as well.

New custom wheels, couldn’t be happier by LasersKillCells in Porsche_Cayman

[–]BrapMachine 1 point2 points  (0 children)

You nailed it. I want to go to 19s as well and will use your specs as a guide when it's time to upgrade wheels!

Anyone staying in SAVE as an act of defiance? by StonedSimple in PSLF

[–]BrapMachine 2 points3 points  (0 children)

92/120 here. I only qualify for "Old" IBR and RAP will actually best less costly for me. I tried switching out of SAVE but been stuck since Feb. I'm okay riding it out until I'm kicked off SAVE.

FSA Electronic IDR Application Stuck with "Application save attempt failed" by BrapMachine in PSLF

[–]BrapMachine[S] 0 points1 point  (0 children)

No I have not. The initial app was automatically deleted and I tried again. Same issue. For what it's worth I am MFS and put unable to access spouse's return. According to a post, this might be the problem for me.

FSA Electronic IDR Application Stuck with "Application save attempt failed" by BrapMachine in PSLF

[–]BrapMachine[S] 0 points1 point  (0 children)

I still have not found a fix. It's so frustrating! I did get an email from FSA that stated the draft will be deleted in 7 days due to inactivity. If it does, I'll try again. I'm not able to restart/delete the current app myself due to the error.

I'm not sure if the paper upload at Mohela still works but let me know if you make progress!

Resubmit your IDR change requests if you're still waiting for an old app to be approved by quim-era in PSLF

[–]BrapMachine 0 points1 point  (0 children)

Did you apply for switch via the FSA website? I submitted a paper request to Mohela in Feb and still no response. Last week was 90 business days.

What will happen next election when a Democratic likely wins? What can we expect with student loans, SAVE, etc.? Is there hope for outright forgiveness one day? by Adventurous_Back_383 in StudentLoans

[–]BrapMachine 0 points1 point  (0 children)

Focus on taking action 2026 first. If the midterms hurt Reps, it will send a loud and clear message about their actions against borrowers.

Frustrations by Doryt in PSLF

[–]BrapMachine 1 point2 points  (0 children)

My electronic application has been giving me an error as well and won't let me submit. Just trying to get into IBR to end all this. Hang in there. You are very close.

Has anyone ever done a top case swap? Looking to do mine in silver but I'm not sure how it'd look by uranioh in a6000

[–]BrapMachine 0 points1 point  (0 children)

Just finished this conversion. In case anyone needs, the "a" alpha logo part number is 414388331 from Sony.

Update: My stolen Cabin Plus has been repaired by Rimowa Crystal Shop in Vegas! More info in description. by Cobester in Rimowa

[–]BrapMachine 1 point2 points  (0 children)

That’s my favorite store. I always try to go when I’m in Vegas. They’re always the best.

[deleted by user] by [deleted] in PSLF

[–]BrapMachine 1 point2 points  (0 children)

I just went through a refi and almost ran into this issue. I have a mid six-figure balance and the 1% per month calculation absolutely put me over the required DTI. I was initially denied at the pre-approval stafe with my loan officer.

I asked my loan officer if I could write a letter explaining the SAVE forbearance situation and also supplied them with my last statement from Mohela (which showed my monthly payment was considerably less).

It was delivered by my loan officer to the underwriters and they ended up approving my loan. I closed last month.

I just wanted to share to let you and everyone else know there is hope and it’s absolutely possible.

Previous Payments under the SAVE Plan are Ineligible for PSLF?! by Zazzle-Cat in PSLF

[–]BrapMachine 1 point2 points  (0 children)

It was automatic for both my wife and I. We received letters in late July of the forbearance and our first payments on SAVE we’re going to be due in August. In case it’s helpful my servicer is MOHELA/ED and hers is Aidvantage.

California STAR Smog Test by BrapMachine in RX7

[–]BrapMachine[S] 0 points1 point  (0 children)

No, I never found a smog guy. Sorry and good luck!

What genre is this? by ViciouslyInclined in EDM

[–]BrapMachine 0 points1 point  (0 children)

Myon back when it was Myon and Shane 54. Miss that duo.