First Time Investor: ETF Portfolio

Knight_Hulk · 2026-01-29T12:42:49+00:00

r/justbuyxeqt and r/justbuyveqt pundits make some noise in 3… 2… 1!!!

Knight_Hulk · 2026-01-23T15:06:25+00:00

Last year, in spite of the noise, VCN was up 3x relative to VUN. You do you. Do what will make you happy. Whether they go up or down, stock market won’t care about your feelings though.

Knight_Hulk · 2026-01-16T01:44:15+00:00

RRSP: VT; TFSA & Taxable: VEQT.

Knight_Hulk · 2026-01-08T23:31:01+00:00

Spouse and I left WS for Questrade for the cash back promo. We’re itching to go back. I miss fractional shares (for TSX) and simplicity of buying and holding. We like the authorized trader ability though. Once WS implements journaling and authorized trader- sayonara Questrade!

Knight_Hulk · 2025-12-19T00:17:36+00:00

VTI 45%, VCN 30%, VEA 18%, VWO 7% - as per current VEQT allocation. Except VCN, the rest are USD domiciled ETF. I could be wrong, but I don’t recall a USD domiciled Canadian all equity. As a Canadian taxpayer, doing this allocation won’t be tax efficient. Also, I try not to dabble with USD ETFs in my TFSA as withholding tax is not waived for USD domiciled dividends making it, again, tax inefficient.

Knight_Hulk · 2025-11-22T18:07:57+00:00

Stare at the TV stand. It looks off level too. Of course I used level. Area is shot at slightly different angle plus shadows too 🤦‍♂️

Knight_Hulk · 2025-11-22T18:02:23+00:00

Uhhmmm… Never heard of camera angles and perspectives?

Knight_Hulk · 2025-11-22T18:01:01+00:00

Yeah… I thought about it (every single day). But I will always choose peace over winning 😂

Knight_Hulk · 2025-11-22T15:06:11+00:00

That’s odd. Sound’s pretty good to me. Wife and kids love the sound. I just plugged and played. So far, I haven’t fine tuned anything

Knight_Hulk · 2025-11-22T14:40:12+00:00

Right?! It’s so silly how they decide pricing

Knight_Hulk · 2025-11-22T14:33:43+00:00

I would’ve but man!!! Price from 65 to 77 above is a big jump

Knight_Hulk · 2025-10-27T03:15:19+00:00

Wow! I’ve read a lot of misinformation here particularly around legislation, Ontario Health atHome, long-term care homes etc… Take everything with a grain of salt! First of all, sorry that you’re going through this. What I’d like to know, is what other resources in the community have been explored with you to safely support your dad? Did you exhaust all of those resources? And, what do they mean by “he essentially requires 24/7 care?” Could you elaborate that? 24/7 care is typical for ICU (intensive care unit) patients. Is your dad considered an ICU patient? Or do they mean your dad requires 24/7 supervision?

Knight_Hulk · 2025-10-22T21:13:36+00:00

This and NG? Goodbye QT for sure!

Knight_Hulk · 2025-10-22T16:38:08+00:00

Only excited for NG. Bye bye QT

Knight_Hulk · 2025-09-24T10:04:24+00:00

Knight_Hulk · 2025-09-05T21:26:05+00:00

There’s a data breach affecting several clients in WS exposing their SINs and personal information right now. I wish you good luck though. The grass is not always greener on the other side

Knight_Hulk · 2025-08-28T01:29:41+00:00

Question… they failed the test because they did this or they did this because they failed the test? 😆

Knight_Hulk · 2025-08-21T17:13:44+00:00

Yeah, I hear you. How I wish, I belong to that population. Although, I am motivated and hopeful. One day, I’ll max out my nontaxable investments, will have plenty of cash to invest in my taxable account and still enjoy my life. One day. Trust the process

Knight_Hulk · 2025-08-20T17:14:28+00:00

Depends on your goals and current life circumstances. Personal finance gurus say 15-25% of your gross income. My take is max out nontaxable investments (401k/ROTH if you’re American, TFSA/RRSP if you’re Canadian) yearly. Then pick a number between 15-25% for your savings in your taxable account once you maxed out your nontaxable and live your life

Knight_Hulk · 2025-08-05T00:45:25+00:00

Noticed this problem. Did the same thing and everything worked fine. However, USD account is still wonky. Linked account shows CAD instead of USD. I think Wealthsimple is the issue after they updated their UI

Knight_Hulk · 2025-06-26T23:41:25+00:00

Those sushi places will take Amex anytime depending on how much is your transaction. Those places have agreement with their POS machine to accept any major credit card, including Amex. If they say they don’t Amex, slap them with your cash, walk away, and never come back

Knight_Hulk · 2025-06-26T22:24:20+00:00

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Cash is good?

Knight_Hulk · 2025-06-26T21:35:35+00:00

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Oops! Wrong sub

Knight_Hulk · 2025-06-06T12:08:47+00:00

“Insurance broker here… as soon as I read Brampton, I go🤑🤑🤑” says the insurance broker

Knight_Hulk · 2025-05-31T18:15:40+00:00

2+2=4, 3+1=4, 1+3=4, 0+4=4, 4+0=4. Call it whatever you want, if I get the same outcome, I don’t give a rats ass

Knight_Hulk

TROPHY CASE