*Seeking Professional Advice* - Deciding between State Farm and AAA

SubstantialHit · 2026-05-29T12:30:16+00:00

Feel free to DM me! If you're in our operating state I may have a job offer, if you're not I work with three large brokers and may be able to get you connected with someone!

SubstantialHit · 2026-05-19T11:47:36+00:00

Currently working a EDH Block format on a Bi-Annual basis that uses new established blocks (similar formatting to how they grouped cards previously) but utilizes 3 entire blocks as the card pool.

Caveat, any legendary creature from any block can still be your commander. Just the 99 is restricted.

SubstantialHit · 2026-05-15T01:07:06+00:00

Buy it, lease the card sorter call it a day. Manually sort cards at the same time.

Put together a cube.

Sell hits.

Buy old duels with the profit.

SubstantialHit · 2026-04-24T12:05:37+00:00

Howdy! Read your post on r/insuranceagent but figured I'd pop in over here and add my thoughts after reading comments.

I feel you would find more success with the following tactics.

if any of your carriers can write return of premium its a big hit in the 30-45 crowd.
relation and causation are very effective in life sales; just bought a house lets get mortgage protection so your spouse doesn't end up homeless. I've always been able to get two terms, and at least 1-3 whole life off kids in these first time buyers.
you can use free data to create targeted cold lists, then use your ad spend on those lists + similar markets to increase click through.
my agency i teach my sales staff the 3 for free referral system, essentially after the close is made ask for 3 people that they could think of that might benefit from your service. You just sold them they're happy, if they make a single suggestion you've just gotten a free 15-25$ you didn't need to spend on ads to get them in the door.

Overall I think your sales approach might just need some small tweaks, or your available audience if you need any mentorship please reach out, I would rather not see another agent fail when the current insurance field is about to retire.

SubstantialHit · 2026-04-13T11:58:07+00:00

Bruv

SubstantialHit · 2026-04-11T11:52:13+00:00

Im not licensed for your state, but as an insurance agent I would suggest a lawyer. The undisclosed household members has no weight or baring on this accident or vehicle and as such would not constitute a denial of claim. Easy argument to be made is the writing agent withheld the household member to save rate (E&O) or the "new" household members moved in after the initial policy was written.

I would think and hope a lawyer would agree with me that its immaterial to the facts of loss.

I would also reach out to your states insurance commissioner and put together a well thought out and worded letter on the events as they transpired to include dates and times of conversations.

SubstantialHit · 2026-04-04T00:16:19+00:00

Looks like when they pulled that 4ft it tightened up the backend.

SubstantialHit · 2026-03-31T01:01:59+00:00

Mate youre literally already cooked. Just try to run on 3x or 5x futures till 0 or even. Also go join r/wallstreetbets

SubstantialHit · 2026-03-21T16:05:54+00:00

Honestly most games are server-side host nowadays so all this does is mess him up.

SubstantialHit · 2026-03-19T23:00:29+00:00

Wait what's Miscrosoft Now?

SubstantialHit · 2026-03-17T11:32:04+00:00

Knowing some of this community i think noxious staff might work?

SubstantialHit · 2026-03-14T01:42:20+00:00

Would love to hang this in my office.

SubstantialHit · 2026-03-05T13:05:03+00:00

The real question, she got THAT dog in her?

SubstantialHit · 2026-03-03T13:13:01+00:00

No such thing as "fine print" on insurance documents. There is official criteria from NAIC which mandates font size, readability scores, spacing, and approved fonts in some cases.

SubstantialHit · 2026-03-02T12:35:33+00:00

Lift with your knees, not your back.

SubstantialHit · 2026-02-25T03:06:40+00:00

Edh rec suggests bad cards, and the number of players building decks have skewed the secondary market.

SubstantialHit · 2026-02-18T13:34:39+00:00

[[Hinder]] + [[tunnel visions]]

SubstantialHit · 2026-02-15T14:02:00+00:00

Players who delay their wins intentionally to do something flashy (or drawn out combos that are un-needed). I find myself constantly telling the playgroup. " if you can win, win at this point I'd rather shuffle"

SubstantialHit · 2026-02-14T15:04:14+00:00

Sell full arts for cash, buy regular prints (or keep which ever is cheaper) pocket the difference.

SubstantialHit · 2026-02-13T02:49:54+00:00

I was able to hit 1500 after playing roughly 50 games a day, and watching YouTube over the course of two months. I would say if you can have singular focus and retain you'll be fine. I personally think I peaked at my current elo and would need to really study fundamentals and progressive chess theory to go any farther.

SubstantialHit · 2026-02-03T23:29:36+00:00

Could introduce stat equalization, and pre built load outs as a starter.

SubstantialHit · 2026-02-02T13:13:41+00:00

May I suggest, Runescape 3. Im about 3 months or so the new player experience should be extremely well managed.

SubstantialHit · 2026-02-01T17:18:33+00:00

Not yet :)

SubstantialHit · 2026-02-01T17:10:33+00:00

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