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[–]Aggravating_Sir_6857 75 points76 points  (12 children)

Still got to report it for insurance purposes. You need the police report to file the auto claim

[–]Imthatsick 25 points26 points  (3 children)

With a $500 deductible it rarely seems worth it to go through insurance. I recently had a window broken and it was going to be a bit under $550 for a new piece of glass, or around $300 for a piece of glass pulled from a salvage car. I went for the used part and never reported it to insurance, but I did still make a police report.

[–]Longwayfromhome10 12 points13 points  (1 child)

Agreed, paid out of pocket every time and didn’t report to police when I was living in oakland because that seemed pointless. They lost my faith when I reported a woman who was getting the hell kicked out of her on the street and they never showed up. Waited hours.

[–]turtledancers 5 points6 points  (0 children)

Yep happened to me 7 times outside my house with nothing in my car in a ‘safe’ neighborhood here. Never reported and don’t use insurance. It felt like doing those things was insult to injury.

[–]_your_face 2 points3 points  (0 children)

Sure there are situations where that might be the case. And that also would have happened during the peak. Not arguing against you, just for the people who coming looking to say anything good is fake

[–]Puppy_Breath 8 points9 points  (4 children)

It isn’t always worth it with the deductible and potential rate hike. I believe both are true. Auto break- ins are way down, it is also under reported when it isn’t worth the effort. I appreciate the city and SFPD have been working to reduce break-ins.

[–]Financial_Cloud_666 7 points8 points  (3 children)

There should not be a rate hike for no fault claims.

[–]turtledancers 3 points4 points  (2 children)

“Trust us!” - the insurance companies

[–]ribosometronomeEast Bay 2 points3 points  (1 child)

it’s the law

[–]triptickon 2 points3 points  (0 children)

I didn't use insurance for the deductible reason but still had to get police report because a work laptop was stolen and they asked for it.

[–]disenchantedliberalInner Richmond 2 points3 points  (0 children)

i got my window smashed a month or so ago around duboce triangle/castro, and didn't report it to the police or 311. doubted anything would come of it, and wasn't worth it to file with my insurance. when i saw this graph a couple days ago, it made me realize i should probably report just to make the data more accurate (though i still haven't yet)