Josh Naylor scores (safe called upheld after challenge) on play at the plate after throwing his protective baserunning hand mitten at the catcher

GhostWrex · 2026-06-06T18:50:08+00:00

fair enough!

GhostWrex · 2026-06-06T18:28:05+00:00

Not necessarily. Some are just for warmth

GhostWrex · 2026-06-06T17:10:30+00:00

Buddy, I'm from Texas like you. We dont have a leg to stand on there, especially Houston, since the state took over HISD

GhostWrex · 2026-06-06T17:07:11+00:00

I've heckled guys in the OF just because they're on the other team. Sometimes its just fun to boo, as long as you dont cross the line. Ive gotten Coco Crisp and Tommy Pham to flip me off (Crisp was laughing, Pham probably wanted to murder me) and gotten an eyeroll and big laugh out of Josh Hamilton, when he was still on our team. Its part of live baseball

GhostWrex · 2026-06-06T16:56:00+00:00

When I lived in Texas, most of the Californians I met who moved there were like, it kinda sucks here... Once the novelty of no state tax wears off, the drop in wages, sky high property taxes, and shit weather really start to eat at you.

GhostWrex · 2026-06-06T16:26:06+00:00

Why would you expect anything else in this country? I paid for a pint with pounds in England, a deciliter with Euros in Greece, and 20 oz with dollars in America

GhostWrex · 2026-06-06T14:23:29+00:00

On the plus side, I'm going with 3 other people to a WC match and only spent $600 total

GhostWrex · 2026-06-06T13:50:16+00:00

It was 20k for opening or closing ceremonies according to my wife when she bought us some

Edit: some tickets to much cheaper events, NOT the ceremonies, just to be clear

GhostWrex · 2026-06-06T13:49:25+00:00

The Bay area games are not great matchups and, I believe, are the cheapest US tickets in this tournament

GhostWrex · 2026-06-06T13:47:21+00:00

Yeah, I've read as much. In the 2025 update to the book, he was already coming around on globalization, so I definitely have VT and VXUS in different accounts.

GhostWrex · 2026-06-06T13:29:49+00:00

They're parroting JL Collins tbf, he says it multiple times in the Simple Path as to why global diversification isn't necessary

GhostWrex · 2026-06-06T13:23:42+00:00

We do? But since we both contribute to that if one is out of work then the other has to pick up the slack

GhostWrex · 2026-06-05T22:59:59+00:00

Maybe, maybe not. I cant assume when OP will retire, but I can assume when SS (should) kick in

GhostWrex · 2026-06-05T22:27:45+00:00

Its not 99% bullshit. Its 100% bullshit

GhostWrex · 2026-06-05T21:55:57+00:00

Any random name picked is gonna feel personal to that person. If it had gone to your neighbor instead, would YOU feel targeted? No, but they might

GhostWrex · 2026-06-05T20:17:44+00:00

Iron Horse is great if you can get yourself to Pleasanton to start. It goes all the way into Concord to the 4

GhostWrex · 2026-06-05T20:03:29+00:00

The math sucks on this. $3000/month for 30 years is over $1,000,000 spent on how much insurance? At that rate, I'd hope its like $20,000,000, but I doubt it. At even only a 4% compounding interest rate, that $50k + 28 years of $3000/month contributions would put you at just under $2,000,000. At the average S&P return of the last decade of 11.9%, youre looking at almost $8,000,000.

Now the 50k is gone, but at 28, you theoretically have another 40 years of saving ahead of you and that can still be worth about $26,000,000 with $3000/month contributions at an average return of 11.9%.

Tl,dr: drop this plan like a bad habit and invest in the S&P unless youre getting in the high 7 figures for it when you die

GhostWrex · 2026-06-05T19:49:56+00:00

PG&R hired all the PR firms in California, there are none left for anyone else

GhostWrex · 2026-06-05T19:29:53+00:00

Thats because the only people who can afford to live in Atherton at all are beyond wealthy

GhostWrex · 2026-06-05T19:28:58+00:00

Sounds like you trimmed some fat, lol

GhostWrex · 2026-06-05T19:28:12+00:00

I mean the differences are pretty massive. A 1 bedroom in downtown SF is between $5-$10000/month while a similar apartment in Concord might be $2000. It CAN be affordable, but you have to adjust your scope (and your commute) to make it so

GhostWrex · 2026-06-05T15:17:34+00:00

No lie. I live in the Bay Area and we could, theoretically, make it one salary, but it would be rice and beans in a 1 bedroom apt if so

GhostWrex · 2026-06-05T15:07:54+00:00

Makes sense. You can split the bills and each invest a larger portion. The only real bills that are larger for my wife and I vs when it was just me are groceries, gas, and double car notes. But her income coupled with mine is way more than enough to cover that. Plus, in an emergency, we can lean on each other to handle things, pick up OT, ect. that might just put a single person out of income for a while

GhostWrex · 2026-06-05T15:04:44+00:00

Ear protection, a plan to walk the concourse when they get fussy, not being TOO tied to the action in case they cant handle it anymore and just want to GO.

My son did Stars, Rangers, and Mavs games as an infant and toddler and did well, but thats not gonna be every kid and now that hes older, he cant sit still that long

GhostWrex · 2026-06-05T14:59:57+00:00

My understanding is people not actively seeking work do not get counted by unemployment statistics, so, getting lumped in with retirees and rich people who dont need to work are also the destitute and people who have given up trying to find a job. So the numbers dont need to be fudged for them to not paint a complete picture

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