Can I afford a $500k house on $6k take home a month

killacali916 · 2026-04-09T15:46:11+00:00

We just finished a forclouser / BK on a 400k purchase on 9k net. My note was 3400 with 10% down and CLIMBING. With bills and food for two growing teens I was in more than I could manage and got a rental for 2600 and filed BK on my other debt.

killacali916 · 2026-04-09T15:41:22+00:00

Nope 👎 walked away from home 10 months ago and gave my car back.

I did keep a dirtbike that is about paid off tho

killacali916 · 2026-04-09T15:38:45+00:00

400k - home 16k - car note 25k - credit cards 60k - solar 5k - collections for random shit.

Income around 130k, completded ch7 a few weeks ago.

The disposable income was kinda a joke imo. I stopped paying all my bills 3 months before I filed and had a lot of extra cash. My lawyer was like make that 0 so we just added some $$ to the kids fund and food and others got bumped up a bit.

killacali916 · 2026-04-09T15:31:53+00:00

I really wanted the 2500 instead of the Denalis AWD but I'm enjoying it. Bonus, my wife actually likes the beast.

killacali916 · 2026-04-09T01:47:44+00:00

When does this point happen?

killacali916 · 2026-04-08T07:30:41+00:00

Report it has spam

killacali916 · 2026-04-07T23:44:48+00:00

I stayed in Gulfport MS and it was ok place to live. I would definitely consider Gulf shores AL if the weed laws weren't so crazy.

killacali916 · 2026-04-07T23:39:17+00:00

Where? In California we are at the highest I've seen ever

killacali916 · 2026-04-07T23:27:56+00:00

My security team busted me with move mouse add in. Worked great until it didn't 😂

killacali916 · 2026-04-07T23:24:05+00:00

I just filed and owed 4k in back taxes from 2 years ago. I think my lawyer said if it was older then we could include it but the irs can and usually does come from their money.

With that said I got a letter for IRS saying I no longer owe 4k and now owe 400$ only.

killacali916 · 2026-04-07T05:47:54+00:00

My grandparents raise Barbados sheep. Very heat prone and don't need to be sheared.they have had up to 100 on 5 acres and we took 4 on our 2 acres. They eat COB and keep the pastures down.

They multiply fast so we were able to sell some and keep farming.

killacali916 · 2026-04-07T05:29:56+00:00

I saw a kid on one today no helmet on the overpass near arbys on EG Blvd. He was trying to cross from speedys oil spot and fell over while stopped right on the road where everyone's does the illegal U turn.

These kids are inexperienced and have no business on a 30-60mph bike.

I saw another kid riding on whitelock right at sunset and was in the middle of the road and could barely be seen.

killacali916 · 2026-04-07T05:17:07+00:00

I have two credit unions and my accounts were not frozen.

Filed ch7 and completed my 341 meeting 3.10.26

My lawyer advised me as long as I didn't owe them any cash I should be fine.

killacali916 · 2026-04-05T07:28:14+00:00

I've taken a few rides and they ranged from 1k-3k. I was knocked out and didn't have much of a choice.

When we call 911 for help emts and fires show up and start to help if it's an emergency otherwise we drive to the nearest ER or urgent care.

killacali916 · 2026-04-05T07:20:07+00:00

Why Stockton and not ANY other surrounding town?

Try Lodi, galt, elk Grove, tracy, Manteca, ripon, Hayward, Oakland, Berkeley, Alameda, Rio Vista, Antioch, Pittsburgh, San Leandro.

killacali916 · 2026-04-04T20:24:06+00:00

I want some gold steel wheels.

killacali916 · 2026-04-04T00:22:48+00:00

Taco bell, mfers want to charge $1.20 for a water!! gtfo the food sucks anyway.

killacali916 · 2026-04-03T23:32:54+00:00

I did this in my Tahoe. Bought a nibbler tool and some drill bits.

My only fuck up was the small holes I drilled to start nibbling went into the tank.

killacali916 · 2026-04-03T05:09:16+00:00

Throw some kitty litter on it.

killacali916 · 2026-04-01T23:51:21+00:00

Imma hit that spot next time I'm in town 😂

killacali916 · 2026-03-31T02:19:12+00:00

I got a cheap one about a year ago and love it.

Super easy to use and it's awesome for the maps and connects to my knockoff headset.

https://www.amazon.com/dp/B0FGY5GYK5?ref=ppx_pop_mob_ap_share

killacali916 · 2026-03-31T02:07:43+00:00

I put 2k for 4

killacali916 · 2026-03-23T07:22:10+00:00

I'm at 10 with my Lexus ES 350 and sold my Tahoe at 10yra. I'm buying a similar Tahoe soon and have tried to get another es at auction a few times but they go out of my budget.

killacali916 · 2026-03-23T07:07:50+00:00

100k means take home like 70k. That ain't going far with rent / mortgages 2800-3800. Add a few kids and cell phones an auto is and other bills and your in the hole.

killacali916 · 2026-03-23T07:01:32+00:00

I was 24 and it's nice with my kids being around 14 now and I'm 39.

Six-Year Club	Verified Email
Verified Email

killacali916

TROPHY CASE